Wednesday, September 16, 2020

I Am So Angry and I Can't Come Up With a Real Title

 So uhhhhh.... College amiright?


No. I am very wrong. If you agreed, reevaluate where you are in life. Nobody needs that kind of energy in their life. I wouldn't wish it on anyone. If I'm not going to be able to make a living wage, I might as well fail right out of high school instead of going to school for four years and not getting paid enough. One route gets you a shit ton of debt and both lead to not being able to support yourself. But it's your decision. If you just work hard enough, maybe you'll be deemed worthy enough to be alive. I'm practically already dead and I'm in college right now. 

That being said, college is such a scam omfg. Let me explain a bit (although if you're also in college you probably don't need me to.)

I'm currently attending Minot State University. I thought this would be fine. It's pretty cheap and it has decent ranking for academic quality. When I filled out my FAFSA, I got a loan that covered all of my expenses.

Not. We thought it would, but it didn't and it's not my fault. (By we, I mean me and my aunt who works at the college)

Minot State has a policy about freshmen: Unless you sign a waiver that says that you will live with family who are within 50 miles of the campus, you are required to live on campus and enroll in a meal plan. On some level, that makes sense. Requiring that you live on campus and have a meal plan means they can make sure that you have a place to stay and food to eat. The issue is, they aren't upfront about the charges.

Now obviously, they state how much everything costs. Here's the problem: I accepted my student aid in July. My loan from my FAFSA plus a scholarship was enough to cover all of my costs. But they didn't add the housing and meal plan charge until the middle of August. 

If you're not sure why that's a problem, let me explain. I received $8000 for tuition and fees and accepted it. It covered all of my tuition and class fees. I found out the day that tuition was due that I did not have enough to cover housing and meals and had to come up with $3000. If they require freshmen to live on campus, why in the hell did they not add the $3000 all the way back in July when they told me what everything would cost. What the fuck.

After talking to my aunt to figure out how the hell I was going to come up with $3000 in 10 hours, we talked about the situation a bit. She told me that a coworker said, "Freshmen get fucked."

No fucking kidding. When I talked to my sister about how it felt scummy to wait so long to add the charge to my account, she made me realize why it felt so scummy.Your FAFSA is supposed to cover as much of your schooling costs as possible. If they don't add the $3000 dollars right away, the government doesn't have that $3000 recorded as needed from the FAFSA. That pretty much forces you to either get a private loan, or deal with the cost out of pocket.

Even though the university says that they don't receive compensation of any kind from private loans, I honestly can't think of any other reason that they would deal with the costs like that. If I had known about this, I probably wouldn't have even enrolled. I got completely fucked over, and now I have an extra loan that I didn't want.

I'm beyond frustrated with this whole situation. I love learning and I like all of the people that I have met and worked with on campus, but don't go here, especially if you're a freshman. I doubt that anyone who reads this will have been considering going here, but seriously. 

If you have anything to say about this situation or about college in general, feel free to reach out to me. I certainly will not side with any college if you need to rant or whatever. 

Have a day. You can decide if it will be good or bad.

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